Directors & Officers Insurance

Bearstar Insurance understands the importance of protecting the personal assets of corporate directors and officers, as well as their spouses, in the event that they’re sued for alleged wrongful acts. That's why we offer Directors and Officers insurance in Irvine, Orange County, also referred to as “D&O” insurance. This type of insurance is payable to the directors and officers of a company, or to the organization(s) itself, as reimbursement for certain losses or advancement for defense costs.

D&O insurance is especially helpful in the event an insured suffers a loss due to legal action for alleged wrongful acts committed with their powers as directors and officers. It can provide protection against claims of mismanagement, breach of fiduciary duty, and other allegations related to the performance of their duties.

For Profit and Non-Profit Organizations

Our Directors and Officers Insurance coverage is designed to protect both for-profit and non-profit organizations. At its core, D&O liability insurance protects the personal assets of corporate directors and officers. This is essential in the event that they are sued by an employee, vendor, competitor, investor, customer, or another third party for alleged wrongful acts. It can also help to attract and retain top talent, as directors and officers are more likely to accept positions with companies that offer this type of protection.

If you hold a director or officer position and don’t have D&O insurance in place, now is the time to vet your options. At Bearstar Insurance, we can help you find the right policy that suits your needs and provides the coverage you require. Our team of experienced insurance professionals will work with you to identify your risks and tailor a policy that provides the right level of protection.

Don't leave your personal assets exposed to the risks associated with legal action related to your duties as a director or officer. Contact us now!

D&O Coverage Types

The typical D&O insurance policy for privately-held businesses will include three types of coverage:

A-Side Coverage

A-side coverage protects directors, officers, and sometimes employees for defense costs, settlement fees, or judgements.

B-Side Coverage

B-side coverage protects the company for directors’, officers’, and employees’ losses when the company does not indemnify them.

C-Side Coverage

C-side coverage, or “entity coverage,” financially protects the corporation in its own right and may reduce insurance limits for directors and officers.

BearStar Insurance:

We’ll Bring You Back From Alleged Wrongful Acts

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