Comprehensive Coverage for Cannabis, CBD & Hemp Risk



Cultivators are divided into three categories: indoor, outdoor and greenhouse

Wholesale Distributors

Wholesalers/Distributors engage in the sale of goods or merchandise to retailers or other distributors


Laboratories can be stand-alone operation, or part of a larger vertically integrated operation in conjunction with other program classifications


3rd Party Processors/Harvesters are companies that contract to harvest, process, quarantine and test approved cannabis and hemp products

Transporters & Non-Storefront Delivery

Delivery Services

Lessor’s Risk (LRO) & Building Owners

Lessors Risk covers the property owner for liability and property exposures. We provide coverage for Landlords that lease to cannabis, hemp or CBD facilities or businesses


Manufacturers integrate the cannabis and hemp into other edible or ingestible products including bakery goods, candies, oils, shatters or other edibles

Dispensaries & Retailers

Dispensaries and retail operations

Ancillary Businesses

Insurance for those that support the cannabis, hemp or CBD industry

Cannabis, Hemp & CBD insurance coverages

General Liability

A rated carrier, Occurrence Form.


Real Property, Business Property, Cannabis Inventory.


Indoor plants in process only.

Excess Liability

Coverage limits up to $4,000,000.

Commercial Auto Insurance

Coverage for third-party damages and injuries, theft, weather damages, and vandalism.

Product Liability

Covered products - cannabis, hemp and CBD products with product withdrawal reimbursement of expense.

Management Liability

Private Company D&O - broad cannabis regulatory coverage and EPL.

BearStar Insurance:

Let our Cannabis Insurance Pros assist today!

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They have always been responsive to our needs, whether it's adding a driver to our auto insurance, finding discounts to help us keep our premiums reasonable, bundling our auto and homeowner's, etc. They returns calls and emails quickly and knows their stuff. When we bought an RV on a holiday weekend we were able to get them on the phone and arrange for the required insurance before we drove off the dealer's lot. Excellent customer service!
Natalie T.
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Gino is a great agent. He's taken the time to help me adjust my policy when I moved and needed additional coverage. He came back with the right answers within hours. I trust him.
Jon C.
I am thankful for the fine service that Gino and the firm has provided for me and my family. We have been customers for years now and he has never wavered as a source of support and information.
Jose C.
I've appreciated my dealings with your office for a long time.
Lawrence E.
I have been with Bearstar for seven years and never once had any problems. They always responded quickly and answered any questions I've had. They always advised me on what is the best coverages for my situation. I highly recommend Bearstar
J. R.
Excellent service and competitive rates I use them for all of my family’s insurance needs. I would highly recommend them.
Lloyd K.
I have been a client for years. I get personal service for the same rates I would get from the budget insurance companies out there where I would deal with a different person every time.
Kristian S.
They handle all of my insurance needs. They respond quickly and make sure I have the right coverages in place. With them business insurance is one less thing I have to worry about, allowing me to focus on running my business
Fairmont Flooring
Always there for us. A fantastic business partner. Highly recommended!
Junk King of Orange County
They take care of all of my business insurance needs. They stay on top of questions, renewals and certificates all issues immediately. I couldn't recommend them any higher - the best!
M Scott
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