At BearStar, we meet directly with carriers and underwrite accounts in-house for quicker turnaround times on quotes – and in many cases, we can bind coverage on the same day. Our goal is to deliver the correct benefits quickly, efficiently, and at a fair price.

Are you a business owner looking for workers' compensation insurance in Irvine, California? Look no further than Bear Star Insurance. Our team of experts understands the unique risks and challenges facing businesses in Irvine, and we're committed to providing the best coverage options available.

Worker's compensation insurance is essential for any business with employees, as it helps protect both your business and your workers in the event of a workplace injury or illness. With Bear Star Insurance, you can trust that you're getting comprehensive coverage tailored to your business's specific needs. Our policies include coverage for medical expenses, lost wages, and rehabilitation costs for injured employees. We also provide coverage for legal fees and settlements in the event of a lawsuit related to a workplace injury.

At Bear Star Insurance, we believe in building lasting relationships with our clients. That's why we take the time to understand your business's unique risks and needs, and work with you to create a custom workers' compensation insurance plan that fits your budget and coverage requirements.

Don't risk the financial stability of your business by going without workers' Compensation Insurance. Contact Bear Star Insurance today to learn more about our coverage options and how we can help protect your business and employees. We're one of the top workers' compensation insurance companies in Irvine, and we're ready to help you find the right policy for your needs. Here’s what our comprehensive approach looks like:

Preferred Provider Organization

A far-reaching network of industrial clinics, physician specialists, and hospitals committed to excellent treatment and cost management.

Utilization Management

Under the supervision of vetted doctors, our nurses review treatment plans and verify the necessity of hospital admissions and lengths of stay.

Early Return-to-Work Programs

Early return-to-work plays a huge role in cost savings. Bringing employees back into the office as soon as medically capable can sidestep disability and retraining costs.

Bill Review

Our experts evaluate every bill for pricing, appropriateness of the treatment, and the billing overlap. This can save millions of dollars per year in unnecessary charges.

Loss Control Services

Our loss control programs can serve to cut back on injury costs. We also offer posters, videos, and brochures to reinforce your safety programs and meet legal requirements.

Fraud Control

The claims specialists at BearStar are trained to identify red flags and respond in a timely manner to indicate that a claim requires further investigation. 

Classification Review

Our experts will review your individual classifications and operations to ensure that payroll, sales, and other variables are classified, so that you’re charged the right premium.

Premium Audit Service

BearStar auditors can help you understand premium classifications and forecast future premium costs, while making sure your premium is correctly calculated.

Claims Specialist

We host a team of claim representatives specifically for Workers’ Compensation claims who review medical expenses, initiate early return-to-work programs, and manage legal costs.

Same-Day Three-Point Contact

Once your claim is received, our representatives will work to achieve same-day contact with the employee, employer, and medical provider to ensure benefits begin as soon as possible.

BearStar Insurance:

The Best Pricing Across 400 Carriers


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They have always been responsive to our needs, whether it's adding a driver to our auto insurance, finding discounts to help us keep our premiums reasonable, bundling our auto and homeowner's, etc. They returns calls and emails quickly and knows their stuff. When we bought an RV on a holiday weekend we were able to get them on the phone and arrange for the required insurance before we drove off the dealer's lot. Excellent customer service!
Natalie T.
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Gino is a great agent. He's taken the time to help me adjust my policy when I moved and needed additional coverage. He came back with the right answers within hours. I trust him.
Jon C.
I am thankful for the fine service that Gino and the firm has provided for me and my family. We have been customers for years now and he has never wavered as a source of support and information.
Jose C.
I've appreciated my dealings with your office for a long time.
Lawrence E.
I have been with Bearstar for seven years and never once had any problems. They always responded quickly and answered any questions I've had. They always advised me on what is the best coverages for my situation. I highly recommend Bearstar
J. R.
Excellent service and competitive rates I use them for all of my family’s insurance needs. I would highly recommend them.
Lloyd K.
I have been a client for years. I get personal service for the same rates I would get from the budget insurance companies out there where I would deal with a different person every time.
Kristian S.
They handle all of my insurance needs. They respond quickly and make sure I have the right coverages in place. With them business insurance is one less thing I have to worry about, allowing me to focus on running my business
Fairmont Flooring
Always there for us. A fantastic business partner. Highly recommended!
Junk King of Orange County
They take care of all of my business insurance needs. They stay on top of questions, renewals and certificates all issues immediately. I couldn't recommend them any higher - the best!
M Scott
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