Chances are, if you serve any kind of food or drink, you’re going to need restaurant liability insurance. Being in the food and beverage business can come with great risks. That’s why it’s important to protect your restaurant with the best kind of coverage. We believe in small businesses and get to know restaurant owners so we can understand your unique needs to help protect your business.
We assist the following with insurance:
- Cafes/Coffee Shops
- Fast Food Restaurants
- Ice Cream Shops
- Fine Dining Facilities
- Full Service Restaurants
- Caterers
- Cafeterias
- Pizza Shops
As a restaurant or food service owner, you have enough on your plate - an employee injury or customer illness lawsuit is the last thing you need.
We’d suggest opting for Business Owner’s Policy (BOP) to start - a BearStar insurance specialist can help with the rest.
Workers Compensation
is required for most restaurant owners. With it, your employees get important benefits for work-related injuries or illnesses.
Cyber Liability
Cyber insurance generally covers your business' liability for a data breach involving sensitive customer information, such as Social Security numbers, credit card numbers, account numbers, driver's license numbers and health records.
EPLI
offers protection you may not think you need. Managing employees can be tough, and just one lawsuit could shut down your business. This will help to protect against those costs.
Liquor Liability
can help pay legal costs, court fees and civil damages that may come from your liquor sales.
Food Contamination
Food spoilage coverage can help reimburse you for the cost of your lost food and beverages, up to your coverage limits. This coverage helps protect your business against certain risks
Commercial Auto Insurance
can help keep you and your employees safe on the road while driving for business, picking up supplies or delivering goods.
BearStar Insurance:
Food Service Insurance for Your Small Business
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