BearStar Insurance Services helps California general contractors and specialty trades review coverage for their jobs, crews, vehicles, tools, and contract requirements. We compare available insurance markets and help you identify the limits and endorsements a project owner or general contractor requests.

Depending on your work, the review can include general liability, workers’ compensation, commercial auto, tools and equipment, builders risk, professional or pollution liability, and commercial umbrella coverage. We also help with contractor license, bid, performance, and payment bond needs. Coverage and bond availability depend on underwriting, contract terms, and the insurer or surety.

Bring us your current policies, trade and payroll details, vehicle and equipment schedule, and any contract or certificate wording. We can review additional insured, primary and noncontributory, and waiver of subrogation requests before a job starts. Certificates and endorsements are subject to policy terms and carrier approval.

For contractor insurance in Washington or Oregon, see our Washington and Oregon contractor page and connect with Jesus Galvan. For California, request a coverage review from the BearStar team.

General liability insurance

We review liability limits, completed operations, and the additional insured, primary and noncontributory, or waiver of subrogation wording requested in your contracts. Available coverage and endorsements depend on the policy and insurer.

Workers’ compensation

California employers, including contractors with one employee, must carry workers’ compensation. Certain CSLB license classifications also require coverage even without employees. We can review payroll, classifications, and available insurance options; confirm your current licensing requirements with the California Contractors State License Board.

BearStar Insurance:

A Contractor’s Best Friend

 

Please enable JavaScript in your browser to complete this form.
Checkboxes
By checking this box, I confirm and certify that I am at least 18 years of age.  I have read and agree to the practices set forth in the BEARSTAR website Privacy Policy and Terms of Use Agreement, I agree to receive emails, phone calls, and automated voicemail messages. I also agree to subscribe to receiving SMS text messages. Message frequency varies. Msg&Data Rates May Apply. By opting in, I authorize BEARSTAR to deliver SMS messages using an automatic telephone dialing system and I understand that I am not required to opt-in as a condition of purchasing any services. By leaving this box unchecked you will not opt-in for SMS messages at this time.

previous arrow
Slide6
They have always been responsive to our needs, whether it's adding a driver to our auto insurance, finding discounts to help us keep our premiums reasonable, bundling our auto and homeowner's, etc. They returns calls and emails quickly and knows their stuff. When we bought an RV on a holiday weekend we were able to get them on the phone and arrange for the required insurance before we drove off the dealer's lot. Excellent customer service!
Natalie T.
next arrow

Contractor insurance resources

Read more about certificates, contract requirements, subcontractor risk, and policy renewals in our business insurance articles.