We understand that certain industries sometimes have unique insurance needs. That’s why we make it easy to protect our customers’ interests all under one roof.

From safeguarding employees to protecting property onsite and off to ensuring financial preparedness against potential liability issues, we offer traditional protection plus!

We suggest consulting with one of our agency representatives about the key coverages

We assist the following businesses:

  • Auto Body Shops
  • Auto Parts/Supplies
  • Auto Service & Repair (including auto glass, muffler, transmission, and upholstery)
  • Auto Specialty Shops
  • Car Washes – full service or automatic w/attendant
  • Car/Truck Audio Shops
  • Gas Stations – with or without convenience store
  • Quick Lube Shops
  • Smog Shop Emissions Testing
  • And more!

Property Insurance

Customized policy options to keep your valuable equipment and assets insured.

General Liability Insurance

Coverage for your premises, products, personal and advertising injury, and more.

Commercial Vehicle Insurance

Hired and non-owned coverage, plus additional options for independent contractors.

Auto Services Coveages

Features additional bundled coverage and extensions.

Auto Service Enhancement

Provides coverage for defective products and faulty work.


Direct primary coverage for the customer vehicles in your care, control or custody.

Workers Compensation

is required for most restaurant owners. With it, your employees get important benefits for work-related injuries or illnesses.

Cyber Liability

Cyber insurance generally covers your business' liability for a data breach involving sensitive customer information, such as Social Security numbers, credit card numbers, account numbers, driver's license numbers and health records.


offers protection you may not think you need. Managing employees can be tough, and just one lawsuit could shut down your business. This will help to protect against those costs.

Liquor Liability

can help pay legal costs, court fees and civil damages that may come from your liquor sales.

Food Contamination

Food spoilage coverage can help reimburse you for the cost of your lost food and beverages, up to your coverage limits. This coverage helps protect your business against certain risks.

Commercial Umbrella

increased liability protection up to $10M.

BearStar Insurance:

Experienced brokers to assist with your Gas Station or Service Shop Insurance needs:

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They have always been responsive to our needs, whether it's adding a driver to our auto insurance, finding discounts to help us keep our premiums reasonable, bundling our auto and homeowner's, etc. They returns calls and emails quickly and knows their stuff. When we bought an RV on a holiday weekend we were able to get them on the phone and arrange for the required insurance before we drove off the dealer's lot. Excellent customer service!
Natalie T.
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Gino is a great agent. He's taken the time to help me adjust my policy when I moved and needed additional coverage. He came back with the right answers within hours. I trust him.
Jon C.
I am thankful for the fine service that Gino and the firm has provided for me and my family. We have been customers for years now and he has never wavered as a source of support and information.
Jose C.
I've appreciated my dealings with your office for a long time.
Lawrence E.
I have been with Bearstar for seven years and never once had any problems. They always responded quickly and answered any questions I've had. They always advised me on what is the best coverages for my situation. I highly recommend Bearstar
J. R.
Excellent service and competitive rates I use them for all of my family’s insurance needs. I would highly recommend them.
Lloyd K.
I have been a client for years. I get personal service for the same rates I would get from the budget insurance companies out there where I would deal with a different person every time.
Kristian S.
They handle all of my insurance needs. They respond quickly and make sure I have the right coverages in place. With them business insurance is one less thing I have to worry about, allowing me to focus on running my business
Fairmont Flooring
Always there for us. A fantastic business partner. Highly recommended!
Junk King of Orange County
They take care of all of my business insurance needs. They stay on top of questions, renewals and certificates all issues immediately. I couldn't recommend them any higher - the best!
M Scott
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