We recognize the significance of safeguarding your business, irrespective of its size. As a business owner, you are occupied with various responsibilities, ranging from managing day-to-day operations to expanding your enterprise. Hence, we offer a range of insurance options that can help protect your business from unforeseen events, which can result in financial losses.

Business Owners Insurance, also known as Business Owners Policy (BOP), is one of the most crucial insurance types that small business owners can opt for. This comprehensive insurance package comprises several coverage options, including Business Property Insurance, Business Liability Insurance, and Business Income Insurance. By bundling these coverage options into a single policy, small business owners can save their time and money, while also ensuring that they receive the necessary protection.

Business Property

Business Property Insurance helps protect your business property, including buildings, equipment, and inventory, from unexpected events such as theft, fire, or natural disasters. It can help cover the costs of repairs or replacements, so you can get back to business as usual.

General Liabilities

Business Liability Insurance is another important coverage option for small business owners. It helps protect your business from financial losses due to lawsuits and legal claims, including bodily injury, property damage, and personal and advertising injury. With the rise of litigation in today's society, having Business Liability Insurance is more important than ever.

Business Income Insurance is a type of coverage that can help protect your business from financial losses due to a covered event that disrupts business operations, such as a fire or natural disaster. With Business Income Insurance, your policy can help cover the loss of income and ongoing expenses, such as rent, payroll, and utilities, while your business is closed.

At BearStar Insurance, we understand that every business is unique. That's why we offer customized small business owner insurance options that can be tailored to meet your specific needs. Our team of experienced agents can help you determine which insurance options are right for your business, and we can work with you to create a policy that fits your budget.

In conclusion, as a business owner, it's important to have the right insurance coverage to protect your business from unexpected events. BearStar Insurance offers a range of insurance options, including business owners insurance in Irvine, business property insurance, business liability insurance in Irvine, California, and business income insurance. Contact us today to learn more about how we can help protect your business.

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BearStar Insurance:

Insuring Your Valuable Business Assets


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They have always been responsive to our needs, whether it's adding a driver to our auto insurance, finding discounts to help us keep our premiums reasonable, bundling our auto and homeowner's, etc. They returns calls and emails quickly and knows their stuff. When we bought an RV on a holiday weekend we were able to get them on the phone and arrange for the required insurance before we drove off the dealer's lot. Excellent customer service!
Natalie T.
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Gino is a great agent. He's taken the time to help me adjust my policy when I moved and needed additional coverage. He came back with the right answers within hours. I trust him.
Jon C.
I am thankful for the fine service that Gino and the firm has provided for me and my family. We have been customers for years now and he has never wavered as a source of support and information.
Jose C.
I've appreciated my dealings with your office for a long time.
Lawrence E.
I have been with Bearstar for seven years and never once had any problems. They always responded quickly and answered any questions I've had. They always advised me on what is the best coverages for my situation. I highly recommend Bearstar
J. R.
Excellent service and competitive rates I use them for all of my family’s insurance needs. I would highly recommend them.
Lloyd K.
I have been a client for years. I get personal service for the same rates I would get from the budget insurance companies out there where I would deal with a different person every time.
Kristian S.
They handle all of my insurance needs. They respond quickly and make sure I have the right coverages in place. With them business insurance is one less thing I have to worry about, allowing me to focus on running my business
Fairmont Flooring
Always there for us. A fantastic business partner. Highly recommended!
Junk King of Orange County
They take care of all of my business insurance needs. They stay on top of questions, renewals and certificates all issues immediately. I couldn't recommend them any higher - the best!
M Scott
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