Whether you’re an SPCA, rescue group, shelter or humane society, our program is broad and built by professionals with a first-hand understanding of your challenges, liabilities and opportunities.

Commercial Property

Coverage for your buildings, business personal property, tools, and equipment.

Outdoor Property

includes animal pens, cages and runs.

General Liability

Coverage for your premises, products, personal and advertising injury, and other liabilities.

Veterinarians’ Professional Liability

coverage for employees and volunteers providing professional veterinarian services.

Business Automobile

Coverage for third-party damages and injuries, theft, weather damages, and vandalism.

Animal Bailee Coverage

covers damage to animals in the your care, custody or control.

Excess Liability

Additional Liability limits up to $5M.

Directors & Officers

Employment Practices Liability

offers protection you may not think you need. Managing employees can be tough, and just one lawsuit could shut down your business. This will help to protect against those costs.

Cyber Liability

Cyber insurance generally covers your business' liability for a data breach involving sensitive customer information, such as Social Security numbers, credit card numbers, account numbers, driver's license numbers and health records.

Accident Coverage for Volunteers

Medical Payments – $10,000 for bodily injury.

Business Income

12-month actual loss sustained (can be increased to 24 months) plus extra expenses needed to continue operations.

BearStar Insurance:

Let our professionals assist with designing a program for you today!

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They have always been responsive to our needs, whether it's adding a driver to our auto insurance, finding discounts to help us keep our premiums reasonable, bundling our auto and homeowner's, etc. They returns calls and emails quickly and knows their stuff. When we bought an RV on a holiday weekend we were able to get them on the phone and arrange for the required insurance before we drove off the dealer's lot. Excellent customer service!
Natalie T.
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