We offer a range of insurance products to protect against unpredictable events in both your business and personal life. Browse our commercial services for an idea of how we can help your business with worker’s compensation insurance, professional liability (E&O), commercial auto insurance, and more. BearStar also hosts a range of personal insurance products including auto insurance, personal umbrella insurance, and home, condo, and townhome insurance.

Commercial Insurance

A variety of insurance products and services to cover your valuable business assets.

Contractors Insurance

Comprehensive coverage that general contractors need, from personal to tools to vehicles.


Workers Compensation Insurance

Protection for you and your employees in the event of a workplace injury or serious illness.


Professional Liability - E&O

Coverage for professional consultants and services in the event of a negligence claim.


Employment Practices Liability

Protects employers from wrongful termination, harassment, and other employee claims.


Cyber Liability Insurance

Coverage in the event of a data breach, a cyber attack, or even an employee or IT mishap.



Bid and fidelity bonds, performance bonds, sales tax bonds, and contractors license bonds.


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They have always been responsive to our needs, whether it's adding a driver to our auto insurance, finding discounts to help us keep our premiums reasonable, bundling our auto and homeowner's, etc. They returns calls and emails quickly and knows their stuff. When we bought an RV on a holiday weekend we were able to get them on the phone and arrange for the required insurance before we drove off the dealer's lot. Excellent customer service!
Natalie T.
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Gino is a great agent. He's taken the time to help me adjust my policy when I moved and needed additional coverage. He came back with the right answers within hours. I trust him.
Jon C.
I am thankful for the fine service that Gino and the firm has provided for me and my family. We have been customers for years now and he has never wavered as a source of support and information.
Jose C.
I've appreciated my dealings with your office for a long time.
Lawrence E.
I have been with Bearstar for seven years and never once had any problems. They always responded quickly and answered any questions I've had. They always advised me on what is the best coverages for my situation. I highly recommend Bearstar
J. R.
Excellent service and competitive rates I use them for all of my family’s insurance needs. I would highly recommend them.
Lloyd K.
I have been a client for years. I get personal service for the same rates I would get from the budget insurance companies out there where I would deal with a different person every time.
Kristian S.
They handle all of my insurance needs. They respond quickly and make sure I have the right coverages in place. With them business insurance is one less thing I have to worry about, allowing me to focus on running my business
Fairmont Flooring
Always there for us. A fantastic business partner. Highly recommended!
Junk King of Orange County
They take care of all of my business insurance needs. They stay on top of questions, renewals and certificates all issues immediately. I couldn't recommend them any higher - the best!
M Scott
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