Bonds

Performance Bond

Also known as a “contract bond,” this is a surety bond issued by an insurance company to guarantee satisfactory completion of a project by a contractor.

Bid Bond

Contractors will issue a Bid Bond to project owners as part of a bidding process. This provides a guarantee that the winning bidder will carry out the contract according to the bidding terms.

Fidelity Bond

A Fidelity Bond protects policyholders against losses incurred by fraudulent acts by certain individuals, typically employees. Business owners will opt for a Fidelity Bond to insure against potentially dishonest acts by staff and other third parties.

CA Contractor’s License Bonds

Contractor’s License Bonds provide protection for three parties: you (the contractor), the company that hired you, and the state bond issuing agency. It’s an assurance that the contractor will always provide ethical and professional services. They also protect the public, allowing victims of unethical decisions to file against the bond for financial recompense.

CA Sales Tax Bond

The California State Board of Equalization (SBE) requires all California sellers to post a Sales Tax Bond. This surety bond guarantees that businesses will pay their sales tax in a prompt and timely manner, acting as a three-party agreement between the principal (the business), an obligee (SBE), and a surety (the bonding company). The obligee can file for reimbursement if the principal fails to meet their contractual obligations.

BearStar Insurance:

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They have always been responsive to our needs, whether it's adding a driver to our auto insurance, finding discounts to help us keep our premiums reasonable, bundling our auto and homeowner's, etc. They returns calls and emails quickly and knows their stuff. When we bought an RV on a holiday weekend we were able to get them on the phone and arrange for the required insurance before we drove off the dealer's lot. Excellent customer service!

Natalie T.

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Gino is a great agent. He's taken the time to help me adjust my policy when I moved and needed additional coverage. He came back with the right answers within hours. I trust him.

Jon C.

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I am thankful for the fine service that Gino and the firm has provided for me and my family. We have been customers for years now and he has never wavered as a source of support and information.

Jose C.

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I've appreciated my dealings with your office for a long time.

Lawrence E.

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I have been with Bearstar for seven years and never once had any problems. They always responded quickly and answered any questions I've had. They always advised me on what is the best coverages for my situation. I highly recommend Bearstar

J. R.

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Excellent service and competitive rates I use them for all of my family’s insurance needs. I would highly recommend them.

Lloyd K.

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I have been a client for years. I get personal service for the same rates I would get from the budget insurance companies out there where I would deal with a different person every time.

Kristian S.

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They handle all of my insurance needs. They respond quickly and make sure I have the right coverages in place. With them business insurance is one less thing I have to worry about, allowing me to focus on running my business

Fairmont Flooring

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Always there for us. A fantastic business partner. Highly recommended!

Junk King of Orange County

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They take care of all of my business insurance needs. They stay on top of questions, renewals and certificates all issues immediately. I couldn't recommend them any higher - the best!

M Scott