Otherwise known as EPL insurance or EPLI, employment practices liability insurance shields employers against employee claims alleging discrimination (based on sex, race, age, disability), wrongful termination, harassment and other employment-related issues.

EPLI For Small & New Businesses 

While large corporations have substantial EPLI coverage to deal with just about any employment lawsuit, small and new businesses which lack legal departments and employee handbooks are otherwise vulnerable. 

EPLI Coverage Costs 

Costs for insuring your business for EPLI coverage depends on a handful of factors, including: the people you employ, any prior suits against the company, the rate of employee turnover, and whether established protocols and practices are in place. 

Depending on the company size, EPLI can be tacked onto a Business Owner’s Policy (BOP), or used as a standalone policy in conjunction with your BOP. If you’re a small or new business that has yet to detail specific hiring and termination policies, request a quote today to mitigate your risk for an employment lawsuit.

BearStar Insurance:

Your Trusted Employment Practices Liability Partner


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