As the owner of a business, you have your own unique set of operational and protection requirements. If you own and operate vehicles as part of your business, commercial auto insurance offers the coverage you need.
Even if you don’t own business vehicles, there’s risk involved when employees use their own vehicles for business purposes, which can be protected against with Hired and Non-Owned coverage. Scroll below for an idea of the coverage options we offer at BearStar.
- Bodily Injury & Property Damage Liability up to $2M
- Uninsured/Underinsured Motorist
- Collision Damage
- Comprehensive Damage
Additional Coverage Options
- Towing & Labor
- Auto Loss of Use
- Drive Other Car
- Fellow Employee
Coverage for Contractors
- Blanket Waiver of Subrogation
- Blanket Additional Insured
- Primary & Non-Contributory Coverage
- Pollution Liability - Broadened Coverage for Covered Autos
- Contractors’ Tools & Equipment Coverage
The Right Choice
Whether you drive a sedan, van, pick-up, or SUV, BearStar has the coverages you need to protect your commercial vehicles:
- Business Auto Insurance
- Pickup Truck Insurance
- Van Insurance
- Truck Insurance
- Tow Truck Insurance
- Dump Truck Insurance
- Landscaping Insurance
- Construction Insurance
- Mobile Food Vendors (Food Trucks)
Hired & Non-Owned Coverage
Even if you don’t have any business-owned vehicles, you could still have a need for Hired and Non-Owned Auto Coverage. Hired Auto coverage can be added onto your BOP policy for vehicles that are leased, hired, rented, or borrowed.
As for Non-Owned Auto coverage, this applies to the vehicles not owned, hired, leased, rented, or borrowed by your business. These can be vehicles owned by your employees, or members of their household, though only when used for business purposes. If your employees use their own vehicles for work, Non-Owned coverage is a necessity.
Your Partner for Hired, Non-Owned, & Contractor Coverage