Worker’s Comp

Quick, Connected, & Fair

Over 200 Carriers with Flexible Rates

Since we have direct appointments with carriers and underwriters, our specialists often return quotes within the same day. When you partner with BearStar Insurance, the benefits you receive:

  • Avoid overpaying with the best rates from over 200 carriers almost instantly;
  • Receive pre-audit assessments to help you avoid costly California penalties;
  • Get state-required Certificates of Insurance (COI) the same day you request it;
  • Maintain state-required Injury and Illness Prevention Program (if you don't already have one);
  • We partner with your payroll services to ensure ongoing paystub compliance;

Better still, our services extend beyond basic Workers’ Compensation; our partnership with payroll/HR services and carriers’ medical & disability management programs also keep control over your premiums.

Our Workers’ Compensation strategy is simple: establish a partnership between the injured employee, employer, medical provider, and insurance company before delivering the correct benefits rapidly, efficiently, and at a fair cost.


    Best Rates From 200+ Insurance Partners

    The BearStar Approach

    Preferred Provider Organization

    We’ll connect you to industrial clinics, physician specialists, and cost-effective hospitals.

    Utilization Management

    Our nurses will review treatment plans and verify the need and lengths of hospital visits.

    Early Return-to-Work Programs

    Save on disability payments by getting your staff back to work as soon as medically feasible.

    Bill Review

    Save millions in excess costs by reviewing pricing, treatment validity, and faulty billing.

    Loss Control Services

    Stay compliant with control programs, posters, videos, and Workers’ Comp safety protocols.

    Fraud Control

    Receive fraud alerts once we identify red flags, indicating a claim requires investigation.

    Classification Review

    Ensure you’re charged the right premium based on payroll, sales, and other variables.

    Premium Audit Service

    Get familiar with premium classifications and confirm your premium is correctly calculated.

    Claims Specialist

    Gain access to BearStar specialists who exclusively work with Workers’ Comp claims.

    Same-Day 3-Point Contact

    Receive benefits sooner through same-day contact with all three parties involved.

    We’ll Tend to Your Staff

    Do you need coverage for employee medical expenses, lost wages, or rehabilitation services due to a workplace injury or illness? As long as you have employees, a Workers’ Compensation policy is required by CA state law. 

    With over 400 carriers offering coverage, BearStar will professionally market your account for the best possible pricing available. In addition, our Workers’ Compensation policy includes a complete medical and disability management program designed to prevent fluctuating premiums.

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    They have always been responsive to our needs, whether it's adding a driver to our auto insurance, finding discounts to help us keep our premiums reasonable, bundling our auto and homeowner's, etc. They returns calls and emails quickly and knows their stuff. When we bought an RV on a holiday weekend we were able to get them on the phone and arrange for the required insurance before we drove off the dealer's lot. Excellent customer service!
    Natalie T.
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    Gino is a great agent. He's taken the time to help me adjust my policy when I moved and needed additional coverage. He came back with the right answers within hours. I trust him.
    Jon C.
    I am thankful for the fine service that Gino and the firm has provided for me and my family. We have been customers for years now and he has never wavered as a source of support and information.
    Jose C.
    I've appreciated my dealings with your office for a long time.
    Lawrence E.
    I have been with Bearstar for seven years and never once had any problems. They always responded quickly and answered any questions I've had. They always advised me on what is the best coverages for my situation. I highly recommend Bearstar
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    Excellent service and competitive rates I use them for all of my family’s insurance needs. I would highly recommend them.
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    I have been a client for years. I get personal service for the same rates I would get from the budget insurance companies out there where I would deal with a different person every time.
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    They handle all of my insurance needs. They respond quickly and make sure I have the right coverages in place. With them business insurance is one less thing I have to worry about, allowing me to focus on running my business
    Fairmont Flooring
    Always there for us. A fantastic business partner. Highly recommended!
    Junk King of Orange County
    They take care of all of my business insurance needs. They stay on top of questions, renewals and certificates all issues immediately. I couldn't recommend them any higher - the best!
    M Scott
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    Discover the BearStar Difference

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