We offer additional coverage options designed specifically for contractors to assist with certain coverages and bond filing. If you’re in need of tools and equipment coverage or a CA Contractor’s License bond, we can help.

Learn more about our services below and reach out to us for help from a BearStar Insurance specialist.

Blanket Waiver of Subrogation

Acquire protection against damages if you’re partially responsible for a financial loss.

Blanket Additional Insured

Extended coverage for a third party that could be one-time or last the policy’s lifetime.

Primary & Non-Contributory Coverage

Designate your initial liability policy and any restrictions for the primary’s insurer.

Pollution Liability (Broadened Coverage for Covered Autos)

Attain bodily injury and property damage in the case of first or third-party contamination.

Contractor’s Tools & Equipment Coverage

Insure any tools and equipment under five years old that are lost, stolen, or damaged.

CA Contractor’s License Bonds

File and finance your contractor’s license bond for ethical and public assurances.

BearStar Insurance:

Insuring Your Business’s Necessary Assets


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    They have always been responsive to our needs, whether it's adding a driver to our auto insurance, finding discounts to help us keep our premiums reasonable, bundling our auto and homeowner's, etc. They returns calls and emails quickly and knows their stuff. When we bought an RV on a holiday weekend we were able to get them on the phone and arrange for the required insurance before we drove off the dealer's lot. Excellent customer service!
    Natalie T.
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    Gino is a great agent. He's taken the time to help me adjust my policy when I moved and needed additional coverage. He came back with the right answers within hours. I trust him.
    Jon C.
    I am thankful for the fine service that Gino and the firm has provided for me and my family. We have been customers for years now and he has never wavered as a source of support and information.
    Jose C.
    I've appreciated my dealings with your office for a long time.
    Lawrence E.
    I have been with Bearstar for seven years and never once had any problems. They always responded quickly and answered any questions I've had. They always advised me on what is the best coverages for my situation. I highly recommend Bearstar
    J. R.
    Excellent service and competitive rates I use them for all of my family’s insurance needs. I would highly recommend them.
    Lloyd K.
    I have been a client for years. I get personal service for the same rates I would get from the budget insurance companies out there where I would deal with a different person every time.
    Kristian S.
    They handle all of my insurance needs. They respond quickly and make sure I have the right coverages in place. With them business insurance is one less thing I have to worry about, allowing me to focus on running my business
    Fairmont Flooring
    Always there for us. A fantastic business partner. Highly recommended!
    Junk King of Orange County
    They take care of all of my business insurance needs. They stay on top of questions, renewals and certificates all issues immediately. I couldn't recommend them any higher - the best!
    M Scott
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