Insuring General & Artisan Contractors

Commercial Auto & Surety Bonds for Contractors

Our products and services cater to contractors as well, including contractor-specific coverage options for commercial auto insurance, surety bonds to ensure your practices are ethical, and other bonds to guarantee bids or to confirm standards have been met.

We offer additional coverages for contractors to meet certain contractual requirements, such as a blanket waiver of subrogation, coverage for tools and equipment, and more. If you’re an independent contractor in need of commercial auto coverage, a CA Contractor’s License bond, a bid bond, or a performance bond, BearStar has you covered.


    Best Rates From 200+ Insurance Partners

    General Liability (BOP)

    Business Property

    General Liability

    Worker’s Compensation

    Preferred Provider Organization

    Utilization Management

    Early Return-to-Work Programs

    Bill Review

    Loss Control Services

    Fraud Control

    Classification Review

    Premium Audit Service

    Claims Specialist

    Same-Day Three-Point Contact

    Commercial Auto:

    Blanket Waiver of Subrogation

    Blanket Additional Insured

    Primary & Non-Contributory Coverage

    Pollution Liability

    Tools & Equipment Coverage

    Surety Bonds:

    CA Contractor’s License Bond

    CA Sales Tax Bond

    Bid Bond

    Fidelity Bond

    Performance Bond

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    Offerings for Contractors

    Are you an independent contractor in need of commercial auto coverage, a surety bond to assure satisfactory performance, or coverage for your tools and equipment? With BearStar, those independent liabilities will be adequately covered so that your business can progress without a hitch.

    Our specialists can also lend a hand when applying for surety bonds, whether you’re looking for a CA Contractor’s License Bond for legal protections or a bid bond to guarantee contract terms.

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    They have always been responsive to our needs, whether it's adding a driver to our auto insurance, finding discounts to help us keep our premiums reasonable, bundling our auto and homeowner's, etc. They returns calls and emails quickly and knows their stuff. When we bought an RV on a holiday weekend we were able to get them on the phone and arrange for the required insurance before we drove off the dealer's lot. Excellent customer service!
    Natalie T.
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    Gino is a great agent. He's taken the time to help me adjust my policy when I moved and needed additional coverage. He came back with the right answers within hours. I trust him.
    Jon C.
    I am thankful for the fine service that Gino and the firm has provided for me and my family. We have been customers for years now and he has never wavered as a source of support and information.
    Jose C.
    I've appreciated my dealings with your office for a long time.
    Lawrence E.
    I have been with Bearstar for seven years and never once had any problems. They always responded quickly and answered any questions I've had. They always advised me on what is the best coverages for my situation. I highly recommend Bearstar
    J. R.
    Excellent service and competitive rates I use them for all of my family’s insurance needs. I would highly recommend them.
    Lloyd K.
    I have been a client for years. I get personal service for the same rates I would get from the budget insurance companies out there where I would deal with a different person every time.
    Kristian S.
    They handle all of my insurance needs. They respond quickly and make sure I have the right coverages in place. With them business insurance is one less thing I have to worry about, allowing me to focus on running my business
    Fairmont Flooring
    Always there for us. A fantastic business partner. Highly recommended!
    Junk King of Orange County
    They take care of all of my business insurance needs. They stay on top of questions, renewals and certificates all issues immediately. I couldn't recommend them any higher - the best!
    M Scott
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    Discover the BearStar Difference

    Let us be your commercial insurance partner.