Business Owner’s Insurance (BOP) is designed with your company property and liability in mind. Common additions to a BOP policy include Cyber Liability, Employment Practices Liability, and even Commercial Auto Insurance coverage, though if you have a new business, BOP may not be necessary.

Business Property

If your business property is vandalized in the dead of night, your current property insurance may cover the bricks and mortar - but what about everything else? Are your office furniture, computers, and any other valuables protected?

With customized business property insurance from BearStar, we’ll meet those individual needs by protecting your buildings, business property, business continuation, tools, and equipment that you need for day-to-day operations. By providing the funds to replace crucial business assets, BearStar can get you back to where you belong.

General Liability

Businesses don’t just appear out of thin air - they’re built out of the blood, sweat, and tears of their owners. But a single accident, such as a customer being injured while visiting your business, could erase all those years of work in an instant. 

This is why we offer general liability coverage: to protect business owners from losing everything they’ve built. It protects your premises, products, contractual, personal and advertising injury, alongside other potential liabilities. We live in a lawsuit-happy society, which means it’s more important than ever to opt for business insurance.

Learn About Business Owner Policy

BearStar Insurance:

Insuring Your Valuable Business Assets


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    They have always been responsive to our needs, whether it's adding a driver to our auto insurance, finding discounts to help us keep our premiums reasonable, bundling our auto and homeowner's, etc. They returns calls and emails quickly and knows their stuff. When we bought an RV on a holiday weekend we were able to get them on the phone and arrange for the required insurance before we drove off the dealer's lot. Excellent customer service!
    Natalie T.
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    Gino is a great agent. He's taken the time to help me adjust my policy when I moved and needed additional coverage. He came back with the right answers within hours. I trust him.
    Jon C.
    I am thankful for the fine service that Gino and the firm has provided for me and my family. We have been customers for years now and he has never wavered as a source of support and information.
    Jose C.
    I've appreciated my dealings with your office for a long time.
    Lawrence E.
    I have been with Bearstar for seven years and never once had any problems. They always responded quickly and answered any questions I've had. They always advised me on what is the best coverages for my situation. I highly recommend Bearstar
    J. R.
    Excellent service and competitive rates I use them for all of my family’s insurance needs. I would highly recommend them.
    Lloyd K.
    I have been a client for years. I get personal service for the same rates I would get from the budget insurance companies out there where I would deal with a different person every time.
    Kristian S.
    They handle all of my insurance needs. They respond quickly and make sure I have the right coverages in place. With them business insurance is one less thing I have to worry about, allowing me to focus on running my business
    Fairmont Flooring
    Always there for us. A fantastic business partner. Highly recommended!
    Junk King of Orange County
    They take care of all of my business insurance needs. They stay on top of questions, renewals and certificates all issues immediately. I couldn't recommend them any higher - the best!
    M Scott
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